Tool
Content first
Portfolio structure
Portfolio tracker
The tracker helps you see how capital is distributed across assets and where concentration becomes too heavy. It is for structure and review, not for impulsive trading.
Important
Before you trust the numbers
The calculations are there to clarify a scenario, not to create urgency. Start with logic and risk, then look at the numbers.
Beginners often focus on total value only. Allocation matters too, especially when one idea dominates the whole portfolio.
The tracker does not judge whether an asset is good. It only shows the distribution of the data you enter.
Crypto portfolio tracker for beginners
A calm tracker without logins or signals: structure, risk, scenarios, history and educational prompts in one place.
No wallet connections, no API keys, no private data. Everything lives in the browser and only leaves via your own share link.
Current value
$0.00
Cost basis
$8,735
PnL
-$8,735 · -100.0%
Calm Index
76/100
Concentration
0.0% / HHI 0.00
ENC 0.0
Volatility
—
BTC correlation: 0.00
Asset search
Quick add
Search uses debounce so the API is not hit on every keystroke. Common assets also have quick buttons.
Historical performance
History shows more than growth. For a beginner, the character of movement matters more than a single end number.
Stress test / What if
This is not a forecast. It is an educational model showing how the current set of assets behaves in different scenarios.
Result
$0.00 · 0.0%
Checks dependence on Bitcoin as the market anchor.
Positions
Each row is not just a coin but a role in the portfolio. Write down why the asset is here and when you will review the idea.
BTC
Bitcoin
Current price
—
0.00%
Value
$0.00
Actual %: 0.0%
PnL
-$3,510 · -100.0%
Drift: -45.0%
Actual %
0.0%
Target %: 45.0%
Role
Comment added
A note explains the position without guesswork.
ETH
Ethereum
Current price
—
0.00%
Value
$0.00
Actual %: 0.0%
PnL
-$2,755 · -100.0%
Drift: -25.0%
Actual %
0.0%
Target %: 25.0%
Role
Comment added
A note explains the position without guesswork.
SOL
Solana
Current price
—
0.00%
Value
$0.00
Actual %: 0.0%
PnL
-$870.00 · -100.0%
Drift: -10.0%
Actual %
0.0%
Target %: 10.0%
Role
Comment added
A note explains the position without guesswork.
USDT
Tether
Current price
—
0.00%
Value
$0.00
Actual %: 0.0%
PnL
-$1,600 · -100.0%
Drift: -20.0%
Actual %
0.0%
Target %: 20.0%
Role
Comment added
A note explains the position without guesswork.
Risk cockpit
Less emotion, more structure: concentration, HHI, effective asset count, volatility, BTC correlation and an explainable Calm Index.
Calm Index
76/100
Structure looks explainable and relatively stable.
Concentration
0.0%
HHI 0.00 · ENC 0.0
Volatility
—
Max drawdown 0.0%
BTC correlation
0.00
The closer to 1, the more the portfolio moves in Bitcoin’s rhythm.
What to do next
- • The largest position carries 0.0% of the portfolio. Concentration still looks manageable if intentional.
- • Target weights add up to 100%, which means the portfolio has an explicit plan.
- • Volatility appears after the historical series finishes loading.
- • Review first whether actual weights have drifted too far from your own plan.
Journal and snapshots
Write down the reason for changes and save snapshots. That turns review into a process instead of a mood.
Beginner templates
4 templates with calm structure logic and lesson links.
1. Careful base
More reserve and less emotional pressure.
Good for people still learning to read the market.
2. Calm balance
BTC and ETH as core, a moderate growth sleeve and a reserve.
Good for a beginner who wants structure instead of random coins.
3. Beginner barbell
Large core plus large reserve.
Useful if you want a small experiment sleeve without breaking stability.
4. Learning growth mix
A bit more volatility, but with an explicit risk limit and decision journal.
Only if you understand why the growth sleeve should not consume the whole portfolio.
How to use it calmly
Set the target first
Targets are not for perfection. They show drift and make the intended structure visible.
Then inspect risk
For a beginner, concentration, volatility and correlation matter more than celebrating PnL.
Use scenarios as a learning model
Stress tests predict nothing, but they show the emotional cost of the current structure.
Keep a journal
One short note before changing the portfolio is often more useful than ten new indicators.
How the metrics work
Every formula is visible. There is no black box score you cannot inspect.
100 − target penalty − drift penalty − concentration penalty − volatility penalty − drawdown penalty + reserve bonus
The farther the structure drifts from plan and the higher the concentration or volatility, the lower the score. A stable reserve adds flexibility, but it does not rescue a weak structure.
stdev(daily portfolio returns) × √365
Uses daily returns of the aggregated portfolio on the selected range.
corr(daily portfolio returns, daily BTC returns)
Shows how closely the portfolio actually moves with BTC.
largest weight + HHI = Σ(weight²)
Largest weight shows the dominant idea quickly, while HHI and the effective number of assets add a broader structure view.
Calm crypto portfolio report
The portfolio is still in a workable range, but it already has areas worth reviewing before the next market move.
- • Start with structure and drift, then look at performance. That makes it easier to see what actually changed in the portfolio.
- • The stress test does not predict the future. It shows how the current structure may feel in different market regimes.
- • If an idea does not fit into one calm explanation, the position is often too large for a beginner.
History shows more than growth. For a beginner, the character of movement matters more than a single end number.
Comparison is for context, not guilt. The portfolio should be explained by your logic, not by randomness.
A proxy, not an official total market index. With free data, it is more honest to say so.
Less emotion, more structure: concentration, HHI, effective asset count, volatility, BTC correlation and an explainable Calm Index.
- • The largest position carries 0.0% of the portfolio. Concentration still looks manageable if intentional.
- • Target weights add up to 100%, which means the portfolio has an explicit plan.
- • Volatility appears after the historical series finishes loading.
- • Review first whether actual weights have drifted too far from your own plan.
Write down the reason for changes and save snapshots. That turns review into a process instead of a mood.
The portfolio is still in a workable range, but it already has areas worth reviewing before the next market move.
If your eyes go straight to PnL, come back to the drift and risk-summary sections. For a beginner, that is usually where the real value sits.
Asset roles and drift
| Asset | Value | Actual % | Target % | Drift | Role |
|---|---|---|---|---|---|
| BTC | $0.00 | 0.0% | 45.0% | -45.0% | Core position and main risk anchor. |
| ETH | $0.00 | 0.0% | 25.0% | -25.0% | Second-layer infrastructure asset after BTC. |
| SOL | $0.00 | 0.0% | 10.0% | -10.0% | Small growth sleeve with a clearly limited risk budget. |
| USDT | $0.00 | 0.0% | 20.0% | -20.0% | Reserve bucket for calm and optional future actions. |
This is not a forecast. It is an educational model showing how the current set of assets behaves in different scenarios.
BTC −30%
Checks dependence on Bitcoin as the market anchor.
- • Mark the 1–2 positions with the largest drift and ask whether this is a plan change or simply market movement.
- • Compare the scenario with your real comfort level: could you calmly hold this structure through that drawdown.
- • Leave one short sentence in the journal before the next portfolio change.
Every formula is visible. There is no black box score you cannot inspect.
- • Calm Index = 100 − target penalty − drift penalty − concentration penalty − volatility penalty − drawdown penalty + reserve bonus.
- • Portfolio volatility = stdev(daily portfolio returns) × √365.
- • BTC correlation = corr(daily portfolio returns, daily BTC returns).
- • Concentration = largest weight + HHI, where HHI = Σ(weight²).